Good morning! Long time lurker, noob poster -
I know this is a Hackintosh forum, but since you asked about users with "real Macs", I'm hoping my experience will be useful to everyone.
Here's the short answer: I purchased a Dell 24 Ultra HD 4K Monitor – P2415Q to use with my refurbished Late 2013 Core i7 iMac 27" (3.5GHz Core i7, 32GB RAM, 3TB Fusion, 4GB NVIDIA GTX 780M) as a secondary monitor in Retina (@2x) display mode. I am currently running OS X Yosemite (10.10.4).
Using the Dell supplied mDP to DP cable, the monitor will run at a resolution of 3840x2160@30Hz with MST 2 set to ON. The display is recognized by OS X in the Displays System Preferences as a Retina capable display, and defaults to a HiDPI setting or 1920x1080@2x (Default for display), and I'm able to choose several scaled resolutions as you normally would see if you were using a rMBP or r5K iMac. If I turn MST to off on the Dell monitor, it maxs out at 2560x1440@60Hz (sorry, no time to take screenshots this morning).
I have ordered an Accell B143B-007J UltraAV Mini DisplayPort to DisplayPort 1.2 cable to see if this makes any difference at all. My only other option, if the cable doesn't work and Dell's troubleshooting tips don't help, is to update to El Capitan and see if there's a difference. I'll post the results tomorrow.
PS - I'm posting my Long Answer in a second post.
ZDigital2015