Hello there.
I'm not sure the same wear characteristics apply to an SSD when compared with an HDD. There are no moving parts in an SSD and the reason for a HDD spinning down is to save power and reduce mechanical wear. For an SSD the only wear that matters is
Write cycles. Once you get down to zero %, theory has it you can still read all your data but no-longer write. So it make sense to reduce
writing to disk when not necessary.
I know you don't mention it specifically but I feel a suggested comparison between the wear characteristics of an HDD with an SSD is confusing as they are two different approaches to data storage.
To address the problem of power-on hours or sleep, I would think that the drive controller of an HDD is still operational when the drive is "sleeping". Same for an SSD. However what is causing the constant macOS write cycles and thus causing wear? Well perhaps that is Trim and Garbage Collection of SSD firmware in comparison with HDD disk optimisation and defrag.
Quite why Windows reports a twelfth of the activity of macOS is more difficult to pin down. Could it be that macOS is being more accurate or reporting a different operation? Your very low figure seems to imply that Windows SSD activity is as infrequent as 1.37 hours per day total on average. Does that sound right?
I have no definitive answer, just my take on it. Others may shed more light. Interesting question though