I tried this EFI and it works better than the one I had. Nice! Thanks!
I started from scratch again since I been having issues here and there with Catalina. Did a fresh install 10.15.7 (19H15), use this EFI and it booted with no issues.
With my previous, custom EFI (I grab a couple of EFI in this post since way back last year)...I had two issues mostly: Never was able to get my eGPU Radeon 5700 via TB3 and SD card to work...I'll test those with this EFI..
Again, thanks for the link!! Good stuff!!