Most people are jumping straight in without doing proper research about Big Sur, for example how different this OS is, more so on a Hack, compared to Catalina or others before. We are finding the same queries being asked over and over again and the same mistakes are being made when Big Sur is being installed and then hits a panic.
Before attempting to install Big Sur, we must know this - Clover can only boot a pre-install installation of Big Sur, you cannot make a Clover installation USB drive like before until the Devs sort out the problem.
For the moment until Clover is fixed, OC is the boot loader to go to, OpenCore looks complicated but it is simplified in a very understanding Guide (Google is handy here).
Find successful Big Sur installs on specs as close as possible to your own and learn about the pitfalls and work arounds if any, like ethernet/wifi cards not working, (it is pointless to bleat - 'It worked in Catalina but now it won't work'- remember at the start I said how different this OS is?), Safari not playing videos, cannot watch DRM material etc, etc.
Research is the key before taking the plunge, also very important to remember, it is still a Beta and they are still bugs to be fixed. If you're successful with the install, go to the app 'Feedback Assistant' and read the bugs fixes so far and the ones that aren't.
Do not use Big Sur as your daily driver, test on a spare drive if possible and play with to get to know your likes and dislikes of Big Sur to your heart's content
or wait until at least the Golden Master or Final Release.
Whatever decision you make Good luck.